Co-op Bank Rises dividend after Sh39.9bn profit.

Co-operative Bank of Kenya has raised its dividend payout to shareholders after reporting a net profit of Sh39.9 billion for the year ended December 2025, underpinned by strong growth in core earnings.

The lender said the performance reflects sustained expansion in interest income, higher non-funded income and a resilient loan book, reinforcing its position among Kenya’s top-tier banks.

“We are pleased to report a strong set of results, with a net profit of Sh39.9 billion, which reflects the resilience of our business model and the success of our growth strategy,” the bank said in a statement.

The board’s decision to increase the dividend signals confidence in the bank’s capital position and future earnings outlook.

“This performance has enabled the Board to recommend an increased dividend, underlining our commitment to rewarding our shareholders while sustaining long-term growth,” it added.

Co-op Bank attributed the results to disciplined cost management, continued investment in digital platforms and diversification of revenue streams, which have supported efficiency gains and customer growth.

“Our continued investment in digital channels and innovative financial solutions has enhanced customer experience and driven growth across our key segments,” the lender said.

Looking ahead, the bank expressed optimism about maintaining growth momentum despite prevailing macroeconomic pressures.

“We remain confident in our ability to sustain this growth trajectory and create long-term value in an evolving economic environment,” it said.